Terms & Conditions of use

If you continue to register your details on the First Actuarial website then you are agreeing to comply with and be bound by the following terms and conditions of use that govern First Actuarial’s relationship with you in relation to the website.

The term First Actuarial or "us" or "we" refers to First Actuarial LLP whose registered office is First Actuarial LLP, Woodside Court, Clayton Wood Rise, Leeds, LS16 6RF. Our number is OC348086.

1. Terms of Use

You are permitted to use the website solely for your own business or personal purposes. You shall in no circumstances use the website to provide third parties with data or services, or otherwise disseminate, publish or provide outputs from the website to third parties in any form (whether or not integrated or combined with data from other sources) except with the express written permission of First Actuarial.

You are not permitted to rent, lease, sub-licence, loan, copy, modify, adapt, merge, translate, reverse-engineer, decompile, disassemble or create derivative works based on the whole or any part of the website or its associated software or to interfere with any technical measures supplied with or forming part of the website and intended to protect its operation.

You agree to keep any password used on this website confidential. You agree that we will not be responsible for any activity on this site resulting from a third party gaining access to your password.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the Intellectual Property below notice, which forms part of these terms and conditions.

Unauthorised use of the website may give rise to a claim for damages and/or be a criminal offence.

The website may include links to other websites that are not under the control of First Actuarial.

We may alter the website and these terms and conditions at any time. Your use of the website and any dispute arising out of such use is subject to the laws of England and Wales.

2. Privacy Policy

This privacy policy sets out how First Actuarial uses and protects any information that you give First Actuarial when you use the website.

First Actuarial is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using the website, then you can be assured that it will only be used in accordance with this privacy statement.

First Actuarial may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 1 December 2009.

2.1. What we collect

We may collect the following information:

name, job title and name of your employer
contact information including email address
information relating to any pension schemes offered by your employer
information such as postcode and preferences

2.2. What we do with the information we gather

We require this information to understand your needs and provide you with a better service. We may use the information to improve our products and services.

From time to time, we may also use your information to contact you for marketing purposes. We may contact you by email, phone, fax or mail.

We may use the information to customise the website according to your preferences.

2.3. Security

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

2.4. How we use cookies

A cookie is a small file which asks permission to be placed on your computer's hard drive. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs by gathering and remembering information about your preferences.

We use cookies to maintain state between one page and another, for example remembering that you have logged on. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent the website from working.

2.5. Controlling your personal information

You may choose to restrict the collection or use of your personal information in the following ways:

whenever you are asked to fill in a form on the website, only enter the information that is either required or you are happy to provide
if you have previously provided your personal information then you may request your account is deleted and the data destroyed at any time by writing to or emailing us at privacy@firstactuarial.co.uk

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so.

You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information we hold about you please write to First Actuarial LLP, Woodside Court, Clayton Wood Rise, Leeds, LS16 6RF.

If you believe that any information we are holding about you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.

3. Disclaimer

First Actuarial makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained within the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of the website.

Through the website you may be able to link to other websites which are not under the control of First Actuarial. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, First Actuarial takes no responsibility for and will not be liable for the website being temporarily unavailable due to technical issues.

4. Copyright Notice

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:

you may print or download to a local hard disk extracts for your personal and non-commercial use only
you may copy the content to individual third parties for their personal use, but only if you acknowledge First Actuarial as the source of the material

You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.