We offer in-depth experience and structured processes to simplify the complexities of risk transfer exercises such as buy-ins and buy-outs.
Our service delivers great value for money. We work on a fixed-fee basis whenever possible, and with our pragmatic approach we will offer you the most efficient path through to your risk transfer.
We specialise in transactions below £100m which, without the right approach, can be hard to run at a competitive price. A key element of our approach is our strong relationships with all the major insurance providers. They trust us to deliver on our commitments. This allows us to recommend the best insurers for you. Insurers are limited in the new business they can take on, and their first choice will be to work with consultants they trust.
Excellent administration is the cornerstone of a good buy-out process. This involves making sure the data is demonstrably accurate, and giving the insurer the confidence to offer their best price, knowing problems won’t arise later on.
A risk transfer exercise is a complicated process involving complex decisions. Here at First Actuarial we take the time to support you through the process, helping you make informed decisions at every stage.
We’ll work with you and your organisation in an ethical manner, offering the right options to your staff and explaining their options clearly. This will keep costs and reputational risk to a minimum.