If yours is one of the housing associations that participates in the Local Government Pension Scheme (LGPS) or the Social Housing Pension Scheme (SHPS) then you may not always have the control you need. Worsening valuation results may be heightening your concerns.
Is your Housing Association running its own Defined Benefit or Defined Contribution scheme? If so, do you have the resourcing in-house to manage them as well as you’d like?